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The Federal Housing Administration issued new rules this month that will. For that reason, such loans are riskier for.
Compared to the same period last year, and thanks largely to significantly lower mortgage rates, the income required to purchase a median-priced home decreased in 32 of the 50 major metropolitan.
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Credit scores have a significant impact on your chances of being approved for a mortgage loan; however, that isn't the only thing lenders look.
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.