Mortgage Service Providers

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A creditor is required to provide a written list of the settlement service providers for which the creditor permits the consumer to shop for providers. Furthermore, a creditor may permit a consumer to shop for a settlement service provider if it permits the consumer to select the provider of the service, subject to reasonable requirements.

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FEBRUARY 7, 2014 H-27(B) mortgage loan transaction- sample Written List of Providers TILA RESPA Integrated Disclosure This is a sample of the Written List of Providers for the transaction in the sample Loan Estimate illustrated by form H-24(B).

What Are Mortgage Service Providers? When an individual takes out a mortgage from a bank to purchase a home, the bank often sells, assigns, or transfers the mortgage to a mortgage service provider to manage. Mortgage service providers then manage the mortgage by sending monthly statements and collecting payments from the home purchaser.

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